Successful housing reform requires three elements working together: supply, financing, and demand. The 21st Century ROAD to Housing Act strengthens the first two by improving housing supply and modernizing financing tools.

Congress should adopt Growth Plan USA as part of the 21st Century ROAD to Housing Act to add the missing element—demand—by allowing workers to build housing savings accounts with the income taxes they already pay.

  • Supply — ROAD to Housing Act

  • Financing — ROAD to Housing Act

  • Demand — Growth Plan USA

Together, these policies can restore balance to the housing market and expand attainable housing for American workers.